上周Charlie Munger去世了99岁，不记得是什么时候开始关注他，但至少读那本Poor Charlie’s Almanack已是多年以前，而且读了两遍，于是重温了下该书中提到的他的人生智慧。

第一是终身学习的重要性，大量的阅读，保持好奇心和坚持每天都变得更加明智一点: 1) Spend each day trying to be a little wiser than you were when you woke up; 2) In my whole life, I have known no wise people who didn’t read all the time — none, zero; 3) I constantly see people rise in life who are not the smartest, sometimes not even the most diligent, but they are learning machine; 4) The best armor of old age is a well-spent life preceding it

第二是投资中耐心和避免大的错误的重要性，生活也是如此: 1) It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent; 2) The big money is not in the buying and selling, but in the waiting.; 3) The desire to get rich fast is pretty dangerous. 4) Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things.

第三是认真做事和迎接变化: 1) If you want to get good at something, you’ve got to work at it. It’s true for music, for athletics, for anything. 2) Take a simple idea and take it seriously. 3) It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change. 4) The game is a game of odds. Nothing is “sure thing.” There is the probability of profitable outcomes

每次提到智慧总是会想起Benjamin Franklin的那句名言Life’s tragedy is that we get old too soon and wise too late，不管如何坚持每天的学习和锻炼，培养自己的耐心，坚持从错误中汲取教训提高自己，努力活到99岁并证明时间复利的价值。